STRICTLY BUSINESS – JANUARY
2017 COVERAGE OPTIONS
2017 has arrived. As far as your health insurance is concerned, January means a new insurance company for many people, new benefit plans, changes in networks, deductibles start over (ugh), and new guidelines for prescription drugs.
It’s a good idea to check your benefits before the first trip to the doctor or pharmacy to minimize any surprises. There are big changes in pharmacy benefits for 2017. Many plans offer copays for generic drugs only; meaning that you will pay either the full price or a percentage of the price (after network discounts) for your name brand medications. Some pharmacies are NOT in-network, depending on what insurance company you have.