INDIVIDUAL & FAMILY BENEFITS
I need advice about health insurance.
I’m interested in a dental, vision or travel plan.
Should I consider Marketplace insurance?
Special Enrollment Period (SEP): After a “qualifying event” occurs, you have 60 days in which to enroll in a new health insurance plan. Qualifying events include marriage, new child in family, moving from another state, loss of insurance from a job, divorce, and similar life-changing occasions.
Products & Services
This health insurance option complies with the Affordable Care Act (ACA) and is for individuals & families under 65 years old that do not have access to affordable health insurance through an employer or government program such as Medicare or Medicaid. The premium is based upon household income. There are specific enrollment periods when you are allowed to apply for coverage.
Those who do not meet the eligibility or income guidelines for Marketplace coverage may apply directly with an insurance company. The premium will not be adjusted based upon income. There are specific enrollment periods when you are allowed to apply for coverage.
Short term plans are designed to provide limited benefits. A variety of plans are available. Approval will be based upon a review of your health history. You can apply at any time.
Choose from several dental and vision insurance plans designed to meet your needs and lower the cost of care. You can apply at any time.
Most health insurance plans do not provide benefits when you are traveling outside of the United States. Travel insurance provides a simple and low-cost solution to protect your health and incidental expenses that can happen while you are away from home. You can apply at any time.
Accident plans, Hospital Indemnity, Cancer / Heart plans, & Wellness plans can be an effective way to improve your benefits and lower the financial risk of having to pay maximum medical expenses of several thousand dollars. You can apply at any time.